Choose a sample card member agreement The sample card member agreements listed below include terms and conditions, interest rates, and fee information based on our current consumer credit card offerings. They are provided to help you make informed decisions about which offers best suit your needs. The content provided below is updated quarterly and in PDF format. The agreements filed contain general conditions, prices and information on fees. They are not specific to someone`s account information. Look on the back of the credit card or on your last monthly statement to find the name of the issuer. The bank, retailer or other company whose name appears on the front of the card may not be the actual issuer of the card. You can also consult the issuer`s website; As a rule, the name of the bank is indicated at the bottom of the issuer`s home page. Business credit card customers: For service and questions, call us at 866-485-4545 and request a copy. We accept relay calls. Unfortunately, the ability to apply for your card member contract is not available through mobile and online banking. Consumer credit card customers: For service and questions, call us at 800-285-8585. We accept relay calls.
To request a copy of your card membership agreement, visit the full usbank.com website and follow the steps below. Unfortunately, the ability to apply for your card member contract is not available via Mobile Banking. The drop-down list contains credit card issuers that have submitted credit card agreements under section 204 of the Credit Card Accountability Responsibility and Disclosure Act 2009 (the CARD Act). If you can`t find a card issuer, it may be that: If none of these reasons apply and you still can`t agree, call them to ask for a copy of your agreement. Under federal law, your credit card issuer is required to provide a copy of your agreement upon request. To get started, simply log in to online banking and follow these steps. Looking for a credit card? Make a more informed decision by reviewing a sample credit card agreement before applying. Learn more about rates and fees so you can decide if a card is right for you. Information about the final rate and fees depends on your credit history, so keep in mind that the following credit card agreements are just examples (PDF, require the Adobe Reader level). If you have any questions about the agreements themselves, contact the card issuer directly. We will display consumer credit card agreements in this database as submitted by the respective issuers.
The CFPB is not responsible for the content of the agreements, including any discrepancies between any agreement as presented in this database and the agreement as made available to the public, or any omission or other error in the agreement as presented by the issuer. Have you recently been approved for a credit card? Congratulations! The final rate and fee information will depend on your credit history, so your actual prices and terms can be found in your credit card agreement. You can find it online and come with your credit card when it arrives in the mail. Do you already have a Bank of America® credit card? Log in to online banking and request a copy of your credit card agreement. We will refer your issue to your credit card company, give you a tracking number, and keep you informed of the status of your complaint. If you have any questions, please contact one of our employees at 800.932.2775. We are here to help you 24 hours a day, 7 days a week. The Card Act is often referred to as the Credit Card Holder Bill of Rights. President Obama signed the bill in May 2009. Many of the most important provisions of the Act came into force in February 2010. Looking for your cardholder agreement? You can request a copy of your specific cardholder contract by mail by logging into your chase.com account. Applying for a new credit card? More information about the app Please read the price and the offer usage document for more information on interest rates, fees and applicable fees.
Here you will find guides, your rights regarding your creditworthiness and the protection of your credit card… .